Privacy Policy
Last updated: February 2025
We Settled ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application, in compliance with applicable laws including India's Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023.
1. Information We Collect
Information You Provide
- Name and phone number (for account creation and verification)
- Profile photo (optional)
- Expense data: amounts, descriptions, categories, and dates
- Group information and member details
- Receipt images (if you choose to attach them)
Automatically Collected Information
- Device identifiers for push notifications
- Device type and operating system version
- App usage analytics and crash logs
2. How We Use Your Information
- Provide expense tracking and balance calculation services
- Send notifications about group activity and settlements
- Improve app performance and fix issues
- Respond to your support requests
- Comply with legal obligations
3. Data Sharing
We do not sell your personal data. We share information only in these circumstances:
- Within Groups: Expense details are visible to members of your groups
- Service Providers: Supabase (data storage), analytics providers
- Legal Requirements: When required by law or to protect our legal rights
4. Data Storage and Security
- Data is stored on secure cloud servers (Supabase infrastructure)
- All data is encrypted in transit using TLS 1.2+
- We implement access controls and security best practices
- Regular security audits and monitoring
5. Your Rights
You have the right to:
- Access: Request a copy of your personal data
- Correction: Update or correct your information
- Deletion: Delete your account and associated data
- Data Portability: Export your expense data (CSV format)
- Withdraw Consent: Opt out of optional data collection
To exercise these rights, contact us at support@qizzl.com or use the in-app settings.
6. Data Retention
We retain your data while your account is active. When you delete your account, personal data is deleted within 30 days. Anonymized expense records may be retained for group members' reference. Transaction records may be retained as required for legal and accounting purposes.
7. Children's Privacy
Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware of such collection, we will delete the information promptly.
8. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of significant changes through the app or by email. Continued use after changes constitutes acceptance of the updated policy.
9. Contact Us
For questions about this Privacy Policy or to exercise your rights, contact us: